MANISH MALHOTRA & ASSOCIATES (2M)

source: PIB   Posted On: 08 APR 2026 9:37AM by PIB Delhi Pradhan Mantri Mudra Yojana (PMMY) — completes 11 Years of empowering Small and Micro Entrepreneurs PMMY instrumental in reshaping the credit landscape for MSMEs and countless individual entrepreneurs in the country: Union Finance Minister Smt. Nirmala Sitharaman PMMY provides a platform for small entrepreneurs to access loan support from banks, NBFCs, and MFIs as it drives credit inclusion: MoS Sh. Pankaj Chaudhary Mudra Yojana facilitates seamless access to collateral-free institutional credit up to ₹20 lakh for non-corporate and non-farm income-generating activities PMMY has disbursed over ₹40.07 lakh crore through 57.79 crore loans, strengthening the credit ecosystem for small and micro enterprises The Pradhan Mantri MUDRA Yojana (PMMY) launched by Prime Minister Shri Narendra Modi on April 8, 2015, is marking 11 years of success in strengthening India's grassroots entrepreneurs. This initiative has been des...

Income Tax SAKSHAM NUDGE Campaign: 63,000 Restaurants Asked to Update Tax Returns The Income Tax Department has launched the SAKSHAM NUDGE Campaign after detecting possible tax evasion patterns in the Food & Beverage sector. Using advanced artificial intelligence and analytics tools, authorities examined transactional data from thousands of restaurants and identified significant discrepancies between actual sales and income reported in tax returns. The campaign aims to encourage voluntary compliance by prompting businesses to correct errors by filing Updated Returns under Section 139(8A) of the Income Tax Act . Official Press Release Income tax Department carries out nation-wide verification exercise on restaurants suppressing turnover IT Department conducted a nationwide survey on 8th March 2026 on 62 restaurants across 46 cities in 22 States, revealing suppression of sales of around Rs. 408 crore IT Department continues to emphasise voluntary compliance and a ...

Start Your Business in India Without Investment (A step by step Guide) Complete guide to starting a business in India without investment including MSME registration, GST rules, accounting, and getting your first clients. Many people believe that starting a business requires a lot of money. However, the reality is that you can start a business in India with almost zero investment , especially if you start with a service-based business . This guide explains how anyone can legally start a business with minimal cost. The only investment required is your time, knowledge and skills . Quick Insight: Thousands of freelancers and professionals in India start their business every year without capital by offering skill-based services. Table of Contents Product or Service Skills – Your Real Capital Legal Recognition MSME Registration Opening a Bank Account GST Registration Accounting Registered Office Digital Presence Getting First Client Step-by...

When Should You Buy a Home? Buying vs Renting Guide Introduction Buying a home is one of the biggest financial and emotional decisions in life. It is not merely about affordability of EMI , but about aligning income stability, career growth, family responsibilities, inflation impact, and long-term financial goals. Many individuals struggle with one fundamental question — should I buy a house or continue renting?  The right decision depends on financial readiness, lifestyle stability, opportunity cost, and long-term clarity. This article provides a practical framework to decide not only when to buy, but also when renting may be the smarter choice. Issue / Question Involved When should an individual choose buying over renting? Under what circumstances is renting financially and strategically better? How do income stability, career mobility, inflation, and opportunity cost in...